One of the trickiest biases to navigate when it comes to managing your finances is known as complexity bias, or the human tendency to “give undue credence to complex concepts.” In other words, we’re more attracted to complicated products and solutions…even when the simpler approach would serve us better.
Read MoreWhether you are reading this article in 2020, or sometime down the road, how you are using your credit card reward points probably has changed in the last couple of years. It is always a good idea to periodically take a look at what you've got going on in your wallet when it comes to credit card reward points.
Read MoreAs the end of the year approaches it’s a good reminder to take a second to reflect on all the things that have happened this year. It’s also a fantastic time to check some of those financial to-dos off of your list. Today we are going to give you a few items that should definitely make it onto your end of year financial checklist. These year-end topics will cover a number of financial planning issues and while there are certainly a lot of things that could be added to this list, I believe these are the top 10 that apply to everyone.
Read MoreI’ve made a lot of mistakes along the way and some were real gems. Fortunately, most of the mistakes were in my 20s and seemed bigger at the time but have proven to be pretty lost cost life lessons. Here are a few of the financial mistakes that I’ve made along the way.
Read MoreThere are a lot of financial advisors out there and all of those are just a little bit different. So now that you've made the decision that it's time to hire a financial advisor, how do you make sure you're choosing the right one for you?
Read MoreWe find for many divorcees the decision about what to do with the house tends to be made for more emotional reasons, without a lot of consideration for the financial ramifications. It's really important to try to put the emotions aside when you're trying to make this decision. My name is Brandy Branstetter and I'm the co-founder and wealth advisor at Beyond Wealth, where our goal is to empower you to live your best life. And today we're going to help you do just that. We’re going to be tackling an important topic, and that is what are your housing options available to you after you go through a divorce? So keep in mind that this is really just for general information, and if you would like some guidance on your unique situation, please don't hesitate to reach out. So let's go ahead and dive in.
Read MoreWhen you get a big raise or a significant promotion, you naturally want to celebrate. This may include treating you and your spouse to dinner out or a vacation you have been talking about for years. It might also mean you are going to increase your spending to coincide with your new income growth. Lifestyle creep is something that impacts people in different stages of life. It is particularly important to recognize and avoid before it affects your financial goals.
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