Posts tagged Financial Planning
Credit Card Rewards: Benefits and Best Practices

Whether you are reading this article in 2020, or sometime down the road, how you are using your credit card reward points probably has changed in the last couple of years. It is always a good idea to periodically take a look at what you've got going on in your wallet when it comes to credit card reward points.

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Year End Financial Checklist

As the end of the year approaches it’s a good reminder to take a second to reflect on all the things that have happened this year. It’s also a fantastic time to check some of those financial to-dos off of your list. Today we are going to give you a few items that should definitely make it onto your end of year financial checklist. These year-end topics will cover a number of financial planning issues and while there are certainly a lot of things that could be added to this list, I believe these are the top 10 that apply to everyone.

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My Biggest Financial Mistakes and Misconceptions

I’ve made a lot of mistakes along the way and some were real gems. Fortunately, most of the mistakes were in my 20s and seemed bigger at the time but have proven to be pretty lost cost life lessons. Here are a few of the financial mistakes that I’ve made along the way.

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Using HELOCs as a Financial Planning Tool

Home equity line of credits or HELOCs are usually thought of as a tool to pay for a kitchen remodel or to update a bathroom. Outside of this use, they can be an important component of your financial plan to provide greater financial flexibility. HELOCs can be a savvy cash management tool when used selectively. Given the low interest rate environment and the appreciation housing has seen, it is worth revisiting how a HELOC might fit into your financial plan.

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